The core of the medium-voltage IoT distribution terminal (XTU) consists of a distribution automation unit and an IoT unit, with one-way data communication within the terminal facilitated by a micro one-way physical isolation gateway between them. The terminal does not alter the original communication method of distribution automation service data with the distribution automation master station (production control zone), but adds an operation & maintenance service data communication channel to enable data exchange between the terminal and the distribution automation cloud master station (management information zone). The terminal's hardware, software, and debugging & maintenance adopt modular and configurable designs to meet flexible on-site configuration requirements.